SVIPClub Terms and Conditions – Pakistan Betting Platform Rules

To open and use an SVIPClub account, you must be at least 18 years of age. This is a strict requirement — SVIPClub does not permit anyone under 18 to register, deposit or place bets on the platform under any circumstances. Age verification checks may be conducted at any point, and SVIPClub reserves the right to request official documentation confirming your age and identity before processing any withdrawal.

Each person is entitled to one SVIPClub account. Creating multiple accounts — whether under different names, phone numbers or email addresses — is a violation of these terms. If SVIPClub identifies multiple accounts linked to the same individual, all duplicate accounts will be closed and any funds held in them may be forfeited. If you have accidentally created a duplicate account, contact support immediately at support@svipclub.click before any bets are placed.

When registering, you must provide accurate and truthful information. SVIPClub may ask for verification documents at any time, including:

• A valid government-issued National Identity Card (CNIC) or passport
• Proof of address (utility bill, bank statement dated within the last three months)
• Proof of the payment method used for deposits (screenshot of Easypaisa / JazzCash account)
• Source of funds documentation in cases involving large withdrawals

Accounts that cannot be verified may be suspended. SVIPClub is not liable for any losses incurred during a suspension period if the suspension was triggered by a failure to provide requested verification documents.

SVIPClub handles all transactions in Pakistani Rupees (PKR). There are no currency conversions, no foreign exchange fees and no unexpected deductions based on currency differences. The amount you deposit in PKR is the amount that appears in your SVIPClub wallet.

Accepted deposit methods: Easypaisa, JazzCash, NayaPay, SadaPay, Bank Transfer (IBFT) and Visa/Mastercard bank cards. The minimum deposit is Rs 200. Maximum deposit limits vary by payment method and are displayed at the time of deposit.

Withdrawal processing: Withdrawal requests via Easypaisa and JazzCash are typically processed within minutes during normal operating hours. Bank transfers (IBFT) may take one to three business days depending on your bank. The minimum withdrawal amount is Rs 500. SVIPClub does not charge a withdrawal fee, though your bank or mobile wallet provider may apply their own transaction charges.

Important withdrawal rules:

• Withdrawals can only be made to a payment method registered in your own name. Third-party withdrawals are not permitted.
• Your first withdrawal requires completion of identity verification (KYC). Ensure your documents are submitted before requesting a large withdrawal to avoid delays.
• Funds credited via a bonus must meet the applicable wagering requirement before they become eligible for withdrawal.
• SVIPClub reserves the right to conduct enhanced due diligence on large withdrawal requests. This may include requesting additional documentation and can extend processing times.
• Deposits that have not been wagered at least once may be subject to a processing check before withdrawal.

All bets placed on SVIPClub are subject to the specific sport and market rules applicable at the time the bet is placed. By placing a bet, you confirm that you have reviewed and understood the applicable rules for that market. SVIPClub's trading team reserves the right to limit or refuse any bet at its discretion without providing a reason.

Bet confirmation: A bet is only confirmed once you have received a confirmation message in your bet slip with a unique bet reference number. Bets that have not been confirmed due to connectivity issues, session timeouts or technical faults are not valid and will not be settled.

Minimum and maximum stakes: The minimum stake on all markets is Rs 50. Maximum stakes vary by market, event and account status. Maximum bet limits are displayed in your bet slip before you confirm. SVIPClub reserves the right to reduce maximum bet limits for any account at any time.

Bet settlement rules:

• Bets are settled in accordance with the official result of the relevant governing body (e.g., ICC for cricket, FIFA for football). SVIPClub does not settle based on unofficial sources, social media or television broadcasts.
• If a match is abandoned or postponed before the minimum completion criteria are met, all bets are voided and stakes returned. Specific criteria (e.g., overs completed in cricket) are detailed in the sport-specific rules available on the platform.
• In-play bets that are accepted after the actual outcome is already known — due to a data delay — are void and stakes will be returned.
• Obvious pricing errors (palpable errors) are voided by SVIPClub, regardless of whether the bet won or lost. SVIPClub will notify affected members and return stakes within 48 hours.
• Accumulator bets: if one or more legs are voided, the accumulator is recalculated with the voided leg(s) removed.

SVIPClub's decision on bet settlement is final. Complaints about settlement must be submitted to support@svipclub.click within 72 hours of the settlement date.

SVIPClub offers bonuses and promotions to both new and existing members. Every bonus is subject to specific terms that are communicated at the time the bonus is offered. The general bonus terms below apply to all promotions unless overridden by promotion-specific terms.

Welcome bonus: New SVIPClub members are eligible for a welcome bonus on their first deposit. The bonus percentage and maximum amount are displayed in the promotion at the time of registration. The welcome bonus is available once per member, per household and per payment method.

Wagering requirements: All bonuses carry a wagering requirement — the number of times the bonus amount must be wagered before the bonus funds become withdrawable. The wagering requirement is stated clearly in each promotion. Bets placed on certain markets may contribute less than 100% toward the wagering requirement — contribution percentages are listed in the promotion terms.

• Bonus funds can only be used to place bets. They cannot be transferred, exchanged for real money or withdrawn until the wagering requirement is fully met.
• Bonus winnings are credited to your bonus balance. They transfer to your real-money balance only when the wagering requirement is complete.
• Bonuses have an expiry period — typically 30 days from the date of credit. Any unused bonus and related winnings are forfeited after expiry.
• SVIPClub reserves the right to modify, cancel or withdraw any bonus or promotion at any time, with notice provided to affected members where possible.
• Systematic or abusive use of bonuses — including but not limited to placing offsetting bets to clear wagering requirements without genuine risk — will result in bonus forfeiture and may trigger an account review.

You are responsible for maintaining the security and confidentiality of your SVIPClub login credentials. Never share your password, OTP codes or account details with anyone — including people who claim to be SVIPClub staff. SVIPClub will never ask for your password via email, WhatsApp, phone call or any other channel.

If you believe your account has been accessed without your authorisation, contact support@svipclub.click immediately. SVIPClub will investigate and, where appropriate, take steps to secure your account. SVIPClub is not liable for losses arising from account access facilitated by your own sharing of credentials.

Prohibited conduct on SVIPClub includes:

• Using automated bots, scripts or software to place bets or interact with the platform
• Exploiting errors, glitches or technical faults in the platform to gain an unfair advantage
• Colluding with other players to fix match outcomes, share information in live betting, or otherwise manipulate markets
• Registering an account with false information, including using another person's CNIC or phone number
• Attempting to launder money or use SVIPClub for any illegal financial activity
• Harassing, threatening or abusing SVIPClub staff or other platform users
• Creating an account if you have been previously banned or suspended from SVIPClub

Any of the above may result in immediate account suspension, permanent closure and forfeiture of balance without appeal. SVIPClub cooperates with relevant authorities and may report suspicious activity.

SVIPClub collects and processes personal data in accordance with its Privacy Policy, which forms part of these Terms and Conditions. By registering an account, you consent to the collection and use of your personal information as described in the Privacy Policy.

Your personal data — including your name, CNIC number, phone number, payment details and betting history — is collected for the purpose of account management, identity verification, fraud prevention, regulatory compliance and service improvement. SVIPClub does not sell personal data to third parties for marketing purposes.

Marketing communications: By registering, you consent to receive promotional communications from SVIPClub via SMS or email. You can opt out of marketing messages at any time by contacting support or following the unsubscribe link in any email communication. Opting out of marketing does not affect your account standing or access to the platform.

SVIPClub uses industry-standard SSL encryption to protect all data transmitted between your device and our platform. However, no system is completely immune to security breaches. SVIPClub is not liable for losses arising from unauthorised access to data that results from circumstances beyond our reasonable control.

SVIPClub is committed to responsible gaming. Gaming should be entertainment — something that adds excitement to sports you already follow, not something that causes financial distress or impacts your daily life. Every SVIPClub account includes access to the following responsible gaming tools:

• Deposit limits: Set daily, weekly or monthly deposit limits from your account dashboard. Once set, a limit can only be increased after a 24-hour cooling-off period.
• Loss limits: Set a maximum amount you're willing to lose in a given period. SVIPClub will stop accepting bets once this limit is reached.
• Session time limits: Set a maximum session length after which you will be automatically logged out.
• Reality checks: Enable timed notifications that remind you how long you've been active on the platform.
• Self-exclusion: Exclude yourself from SVIPClub for periods ranging from 30 days to permanent closure. During self-exclusion, your account cannot be reactivated — even at your own request — until the exclusion period ends.

If you believe you have a gambling problem, SVIPClub encourages you to use the self-exclusion tool immediately and to seek support. These tools are accessible from the Responsible Gaming section of your account at any time, with no questions asked.

SVIPClub will never target members who have activated responsible gaming limits with promotional or bonus offers. If you receive a promotion that conflicts with your self-imposed limits, please contact support.

SVIPClub provides its platform on an "as available" basis. While we work hard to maintain uptime and service quality, we cannot guarantee uninterrupted access to the platform at all times. SVIPClub is not liable for losses arising from:

• Scheduled or emergency platform maintenance downtime
• Third-party service failures (e.g., mobile network outages, Easypaisa downtime)
• Force majeure events including natural disasters, civil unrest or regulatory interventions
• Data loss or corruption arising from circumstances beyond SVIPClub's reasonable control
• Your decision to place bets based on information obtained from external sources

SVIPClub's total liability to any individual member, in any circumstances, is limited to the balance held in that member's SVIPClub account at the time the claim arises.

Changes to Terms and Conditions: SVIPClub may update these Terms and Conditions at any time. Material changes will be communicated via email or in-platform notification at least 7 days before taking effect. Minor clarifications may be published without advance notice. The version of the Terms and Conditions in effect at the time a bet is placed governs that specific bet. Your continued use of SVIPClub after changes take effect constitutes your acceptance of the updated terms.

These Terms and Conditions represent the entire agreement between you and SVIPClub. No verbal or written representation made outside of this document and the associated platform policies forms part of your agreement with SVIPClub.

If you have questions about any part of these Terms and Conditions, or if you believe there has been an error in relation to your account or a bet settlement, please contact SVIPClub's support team. We aim to respond to all enquiries within 24 hours.

Email: support@svipclub.click

Please include your registered phone number and a clear description of your enquiry. For bet settlement disputes, include the bet reference number from your bet history. SVIPClub's support team is available 24 hours a day, 7 days a week.